We make sure that you interact with a real human being when you email your comments or concerns.Īnyone planning to take this exam should take advantage of this Test Prep Books study guide. Test Prep Books has provided the top test-taking tips.Ĭustomer Service: We love taking care of our test takers. They also help test takers complete the test without making any errors. These strategies are necessary to properly use the time provided. In this GED math test prep video we are going to go through different GED math test questions step by step to help you make progess in your GED preparation. Test-Taking Strategies: A test taker has to understand the material that is being covered and be familiar with the latest test taking strategies. That way, you can avoid missing it again in the future. The answer explanations will help you learn from your mistakes. To pass the complete GED, you need to obtain a score of 145 on each test for a. We know it's frustrating to miss a question and not understand why. To pass the GED Mathematical Reasoning exam, you need to obtain a score of 145. If you do math up to Geometry on Khan Academy, that should help you prepare for the GED. The GED is a computerized test, so the questions are formatted similarly to Khan Academy. Theres nothing specifically about the GED on Khan Academy right now. That's why the Test Prep Books practice questions are as close as you can get to the actual mathematics section of the GED test.Īnswer Explanations: Every single problem is followed by an answer explanation. I originally posted this question to try to figure that out. After answering each of these questions, the correct answer will be provided along with a detailed explanation. Practice Test Questions: We want to give you the best practice you can find. To prepare for your GED Math test you will want to work through as many practice questions as possible. That's why we created this guide with these great features and benefits: This material is not endorsed or approved by ACE or GED Testing Service. This is the first of our free GED Math practice tests, and it has been fully updated to reflect the latest 2023 GED revisions. Practice Questions Practice makes perfectĭetailed Answer Explanations Figure out where you went wrong and how to improveĭisclaimer: GED(R) is a registered trademark of the American Council on Education (ACE) and administered exclusively by GED Testing Service LLC under license. Mathematics Learn everything you need to know to master the math section Introduction Get a thorough breakdown of what the test is and what's on it Test-Taking Strategies Learn the best tips to help overcome your exam Quick Overview Find out what's inside this guide The raw GED score is calculated by giving you 1 point for each correct answer and 0 points for each incorrect answer. The test score is first determined by calculating your raw score, and then determining a scaled score. Made by Test Prep Books experts for test takers trying to achieve a great score on the math section of the GED exam. Each of the GED subject tests is scored on a scale of 100-200 points. Test Prep Books' GED Math Book 20: GED Mathematics Test Preparation 2020-2021 with 2 Practice Tests 4th Edition]
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Buried in today’s announcement was a significant new benefit: borrowers in default on their federal student loans will. Typically, defaulted traditional debt will fall off your credit report after seven years if no action is taken on the debt or the debt collector does not inquire about the delinquent debt. Biden’s Student Loan Relief Includes Big Benefit For Defaulted Borrowers. The Biden Administration has developed a life-changing program that will bring borrowers out of default and give them access to Public Service Loan Forgiveness. During his campaign, Biden supported forgiving 10,000 per federal borrower, but, over a year into. However, if the loans are refinanced as private loans and defaulted, then they can be eligible for discharge in bankruptcy. Nearly 43 million Americans are responsible for roughly 1.6 trillion in federal student loans. Student loan debt stays with the borrower for life or until repaid. If your spouse independently applies for the PAYE plan (which they would have to do to enroll. In this case, 60 of 604.46 would give you a monthly payment of 362.68. Divide your PAYE monthly proportionally to get your prorated payment amount. More than 4.2 million borrowers were in default as of the end of 2016, up from 3.6 million in 2015. Federal student loan debt is not able to be discharged in bankruptcy in the same way some other debts can be. Stated differently, you owe 60 and your spouse owes 40 of the combined federal student loan debt. Last year, 42.4 million Americans owed 1.3 trillion in federal student loans. However, you may be able to qualify in the future if you rehabilitate or consolidate your loan. Default happens after a specified period. Defaulted loans are not eligible for forgiveness plans because they are not in active repayment. 27, 2023 What is Student Loan Default Student loan default means you have failed to make payments on your student loans. Frequently asked questions Can I get defaulted student loans forgiven? This individual can help you by drafting cease-and-desist requests for collection actions. However, all federal defaulted student loans need to be paid. The relevant institutions include schools like Corinthian Colleges and DeVry University.Seek assistance from a student loan lawyer: Yet another option is to seek out a debt resolution attorney who specializes in student loans. Borrowers do not have to pay outstanding private student loans to qualify for a mortgage loan. The White House has approved $14.7 billion in debt relief for 1.1 million student loan borrowers "whose colleges took advantage of them or closed abruptly," like those at CollegeAmerica, Biden said. Loan payments are slated to resume in October after a pause of more than three years. Department of Education found that CollegeAmerica's parent company - the Center for Excellence in Higher Education - "made widespread misrepresentations about the salaries and employment rates of its graduates, the programs it offered and the terms of a private loan product it offered," Weiser said in a statement Tuesday.īiden's action follows a Supreme Court ruling last month that killed a White House plan to forgive up to $20,000 of student debt per borrower. More from Personal Finance: Is Biden's $39 billion student loan forgiveness action legal? When student debt payments restart, your loan type will make a big difference Can employers be a firewall for student loan borrowers? He had petitioned the Biden administration last year to erase CollegeAmerica student debt. 1, 2006 and July 1, 2020, the year in which the school closed its campuses, Colorado Attorney General Phil Weiser said. Verify contact information (including email, phone and address). The action affects students who attended the school's Colorado-based locations between Jan. Select menu in the top right corner and log in. Developing a realistic budget is another crucial step to take when youre facing a mountain of private student loan debt. You can choose to pay online by credit card, or you can make. Private student loans often default after three missed. HESC makes repaying your student loan a fast, simple process by offering two payment options. Personal Loans for 670 Credit Score or Lower Your employer (at the request of the federal government) can withhold money from your pay and send the money to the government. Federal Perkins loans can default immediately if you don’t make any scheduled payment by its due date. The Department of Education’s (ED) most recent quarterly update on its student loan portfolio contained a crucial number that seems to have gone widely overlooked: 1,228,600. Personal Loans for 580 Credit Score or Lower Best Debt Consolidation Loans for Bad Credit Place a nonstick skillet on medium heat.While your casserole is in the oven, use remaining parmesan cheese to make topping.Stir everything together until well combined.Add half of your parmesan cheese (reserve the rest to make topping).Pour thickened sauce over green beans mixture in the casserole dish.Pour cream mixture into the pot on the stove top and stir constantly until it thickens, then remove from heat.Place your pot back on the stovetop and reduce heat to low.Transfer mixture to a 9x13 inch baking dish and set aside.Add minced garlic and sauté 30 seconds longer.Add green beans, diced onion and slivered almonds. Measure olive oil into a large skillet or pot on the stovetop and turn heat to medium-high.Measure heavy cream, salt, pepper, marjoram and gluten free flour into a large bowl.I typically use a jar of minced garlic for convenience sake! If you're using fresh garlic cloves, mince them up now.Keep scrolling for the full recipe card and measurements. Ingredients How To Make Healthy Green Bean Casserole Shredded parmesan cheese: fresh is best but pre-shredded will get the job done!.Gluten free flour: use your favorite 1:1 baking flour replacement.Crushed/dried marjoram leaves: oregano is a good substitute if you don't have marjoram.Salt & black pepper: simple seasonings go a long way in this recipe.Instead we're using heavy cream to create a delicious, homemade sauce for our casserole. Slivered almonds: for a little crunch! Chopped walnuts or pecans can be substituted.You can also use 2-3 fresh cloves or ¼ teaspoon of garlic powder. Minced garlic: I like to keep a jar of minced garlic in my refrigerator.Yellow onion: white onion will also work!.Fresh green beans: at the grocery store, you can look for bagged and pre-chopped beans to save a little time, if desired.Extra virgin olive oil: or avocado oil.Gluten Free Green Bean Casserole Recipe.How To Make Healthy Green Bean Casserole.If you need more gluten free sides for Thanksgiving, Christmas or Easter, be sure to check out my Mashed Sweet Potatoes, Maple Balsamic Brussels Sprouts, Creamy Mashed Cauliflower, Honey Roasted Carrots & Feta Homemade Cranberry Orange Sauce, Whipped Cream Fruit Salad, Butternut Squash Salad With Cinnamon Vinaigrette or these wildly popular Scalloped Sweet Potatoes (just be sure you get gluten free marshmallows for the scalloped potatoes)! Jump to: This low carb and gluten-free version ensures that everyone can partake! And don't worry, it's completely scrumptious and you won't feel like you're missing out on ANYTHING. No holiday meal is complete without a classic green bean casserole. As an Amazon Associate, I earn from qualifying purchases. Homemade Gluten-Free Green Bean Casseroleĭisclaimer: This article contains affiliate links. The trio is coming out regardless of how the first two games perform commercially, it appears, but there's no reason for these games to be snubbed by Nintendo Switch owners. FRONT MISSION 2: Remake is coming out sometime in 2023, with FRONT MISSION 3: Remake following it to complete the trilogy. FRONT MISSION 2 Remake Release Date: TBA 2023Īctually, there is a trio of FRONT MISSION Remakes coming to the Nintendo Switch as exclusive games to the console, with the first one already out by now. We don't see it coming out this year anymore at this rate, but hopefully, we finally get to continue Samus' story in 2023.ĩ. Latest reports say that Metroid Prime 4 is still in development this year, but there are also rumors that say a release date announce date is also imminent. Metroid Prime 4 was first revealed back in E3 2017, and we're still waiting. Okay, let's start this list with one of the most highly-anticipated Nintendo sequels of all time, one that we've been waiting for five years now. Top 10 New and Upcoming Switch Exclusive Games (as of July 31, 2023): That is why we think that Nintendo will remain competitive, especially with these ten new and upcoming Nintendo Switch exclusive games that will keep the Nintendo Switch afloat in this console generation. While we wish that the Switch was more powerful, Nintendo continues to give us reassurance that in spite of hardware limitations, developers can produce amazing games that can only be found on the Nintendo Switch. The Nintendo Switch persists to be proof that specs aren't always king in the world of video games. It has tools for highlight, underline, strike-through, add text box,stamp, etc. Users can find the most annotating tools in the “comment” bar. This freeware enables to view, print, fill PDF forms, annotate, sign and share PDF documents. Adobe Acrobat Reader DC as a basic program in the Adobe family, is available on desktop and mobile devices. In the huge market of PDF editors, Adobe’s position is unshakable. Store files in cloud and support PDF form filling. Summary: Free PDF editor that supports comment, annotate, sign and print PDF files. Latest version: 12.1.1 released on July 25, 2023 The old version of this app support print and create PDF files, but since the new update in july this app removes the two functions. You can also sign PDF files with this tool, the only downside is that the text you type in will be in blue color, and it's not changeable. It has a typewriter which help you fill PDF forms, type text on PDF files and it offers a whole set of PDF annotating functions like highlight, adding note box, underline, add bookmarks & comments, search and protect PDFs. Have enough tools for PDF annotating, PDF signing and form-filling.įoxit Reader is a fast and lightweight free PDF editor for Mac users. Summary: A free, lightweight PDF edior for Mac computers. Follow the article and pick the best free PDF editor for Mac. In this part, we post 8 best free PDF editors on desktop, including Foxit Reader, Adobe Acrobat Reader DC, Preview, LibreOffice, Skim, PicoPDF, PDFSam Basic and PDF Nomad. The above-mentioned content is only to increase your understanding of the PDF editor. Best Free PDF Editor for Mac-Desktop Freeware For all I know, free online PDF editors are not particularly safe. Plus, there are some limitations such as file size, function permission and download limit. Moreover, some free Mac PDF editors are not fluid, thus the program might get stuck or lag. It has some non-negligible drawbacks meanwhile. Also, it can be used on any device and at any time. Whether you want to edit PDF online or offline, there is always one for you.įor users who need to handle PDF tasks for a short time, some built-in free PDF editors on Mac or online programs not only save the time to download and install software, but also save the subscription fee. There are some 100% free PDF editors on the software market. Create PDF from Word, PowerPoint, EPUB, CHM and 40+ popular formatsįree Download macOS 10.13 or later Free Download Windows 11/10/8/7.Convert native PDF to 15+ formats (Word, PowerPoint, Excel, Images, HTML, EPUB, PDF/A, etc.).Manipulate pages: rotate page, move pages, delete pages, insert blank pages, crop pages and merge documents as you like.Annotate PDFs: add digital signature, notes, watermark, text box, shapes, underline or strikethrough.Edit PDFs: edit and replace any text in your PDF document without changing layout.Usually commercial software or games are produced for sale or to serve a commercial purpose.Cisdem PDFMaster All-in-One Mac PDF Editor and Manager Even though, most trial software products are only time-limited some also have feature limitations. After that trial period (usually 15 to 90 days) the user can decide whether to buy the software or not. Trial software allows the user to evaluate the software for a limited amount of time. Demos are usually not time-limited (like Trial software) but the functionality is limited. In some cases, all the functionality is disabled until the license is purchased. Demoĭemo programs have a limited functionality for free, but charge for an advanced set of features or for the removal of advertisements from the program's interfaces. In some cases, ads may be show to the users. Basically, a product is offered Free to Play (Freemium) and the user can decide if he wants to pay the money (Premium) for additional features, services, virtual or physical goods that expand the functionality of the game. This license is commonly used for video games and it allows users to download and play the game for free. There are many different open source licenses but they all must comply with the Open Source Definition - in brief: the software can be freely used, modified and shared. Programs released under this license can be used at no cost for both personal and commercial purposes. Open Source software is software with source code that anyone can inspect, modify or enhance. Freeware products can be used free of charge for both personal and professional (commercial use). Freeware programs can be downloaded used free of charge and without any time limitations. Taste and adjust any of the seasonings if you'd like, then serve over a bed of hot rice. Bring to a boil cook and stir for 1-2 minutes or until thickened. Combine the cornstarch, soy sauce, hoisin sauce, ginger and reserved marinade until smooth gradually stir into vegetables. In the same skillet, stir-fry broccoli and carrots for 3 minutes or until crisp-tender. Pour in the chile paste in soybean oil, oyster sauce and black soy sauce and stir-fry everything together until all of the flavors combine and the sauce reduces to a glaze, about 1 minute. With a slotted spoon, remove chicken and set aside. Add the chiles and cashews and stir fry for about 1 more minute until all ingredients are combined and hot. Mix in the ketchup, oyster sauce, soy sauce, chicken broth, sugar, and chile paste. Stir the onions and bell peppers into the pan and cook until light brown and soft, about 1 to 2 minutes. Heat the oil in a skillet over medium heat, and cook the onion and yellow bell pepper until tender. Stir in the chicken and stir-fry for about 1 minute, until the outside is seared, and it is cooked to about medium, but not fully cooked yet. To the same pan, stir in the garlic and cook until light brown and fragrant, about 30 seconds. Discard all but about 2 tablespoons of oil from the pan. Add the red bell pepper and celery and heat, stirring, for about a minute, then add the mushrooms and bamboo shoots. Heat for 3 to 4 minutes, until tofu is lightly golden. Heat cooking oil in a wok over medium-high heat. In a large skillet or wok, heat the oil and add garlic and ginger for just a minute or two, then add the tofu, carefully stirring to mix up the ginger and garlic. Using the broth to steam the rice adds flavour. Add some steamed broccoli for a complete meal. The chiles will turn bright red and the cashews should be golden-brown. Place a paper towel on top of a plate and set that near the stove. 10 MIN Total time 25 MIN Serves 4 This simple weeknight dish is as quick as it is delicious. 2.Ĭarefully drop the cashews and chiles into the oil and fry for about 1 to 2 minutes, until fragrant. Bring the cooking oil in a medium pan to 350 F. That said, different people have different tolerances for risk, and if you want as much protection as we can offer, adding Sentinel AM to Sentinel Ultra is the way to do. It's a $5/mo add-on for Sentinel+ or Sentinel Ultra services, but it's probably not needed in the case of Ultra because we don't think you're going to get malware in the first place if you're using Ultra. Sentinel AM is our anti-malware offering. At $34.99, Ultra represents our best effort and the best tool in our arsenal to keep clients safe on the web. As soon as you inadvertently attempt to go to a bad site, up pops the Sentinel Ultra shield to block access to the site so that you don't accidentally download malware or otherwise have your Mac compromised. As long the web sites are kosher, the shield stays down. Ultra is like having a shield for when you surf the web. Ultra blocks malicious web sites, filters objectionable content, protects against email phishing threats, and even increases the speed of your web surfing. Sentinel Ultra is our new top-of-the-line, four-in-one service that includes everything in Sentinel and Sentinel+. For $24.99/mo, Sentinel+ is like having your own Residential IT. This is includes basic scanning and quarantine of malware. Sentinel+ will handle most software updates so you don't have to as well as run maintenance routines to keep things running tip-top. Sentinel+ adds maintenance and security to Sentinel's 24/7 monitoring. We recommend Sentinel as a minimum for everybody and at $14.99/mo we've tried to make it incredibly affordable. That means if something starts to go wrong, we have a great chance at catching it before it becomes serious or at least we can care for it in a reasonable manner rather than in a panic. We're monitoring all kinds of things (RAM, hard drive, Time Machine backups, battery, etc.)-150 different data points every hour. Sentinel provides professional 24/7 oversight of the health of your Mac. Sentinel, Sentinel+, Sentinel Ultra, Sentinel AM It works transparently in the background to first encrypt your data then to shoot it up to Backblaze's servers. There are a variety of services that can work, but we like BackBlaze because it's only $6 month for unlimited data. The industry rule is "data in three places, one of which is off-site." Time Machine solves the local backup, but to be fully protected (from, say, fire or theft) you need your data off-site as well. You'll need an external hard drive so that the data is automatically saved to a second location. We recommend and use Apple's built-in Time Machine backup system. Because all physical things ultimately fail, having a second copy of your data is crucial. The internal threats to our data, like a hard drive failing, can get overlooked. When we think of security we frequently think of external threats, bad guys trying to get into our stuff. If your computer is stolen, your data will be absolutely inaccessible without your password-even Apple can't break it. It can be turned on in System Preferences > Security & Privacy. We recommend using Apple's built-in whole disk encryption, FileVault. Because an operating system is foundational-all the software runs atop it-it is crucial that it be secure. Right now, that means the much-maligned 10.15 Catalina, 10.14 Mojave, and 10.13 High Sierra. Apple secures the current operating system and the two previous version of macOS. If you're not running a secure operating system, it's very difficult to maintain the security and privacy of your data. What to use-and what we use-to keep your Mac safe. When we specifically look at pruning with regards to Spruce, this misunderstanding and negligence can be magnified. In general gardening terms, pruning is probably the most misunderstood gardening chore, and certainly, the chore that is most likely neglected. Soaker Hoses can also be used to water when planting a long hedge.Ĭolorado Blue Spruce is an evergreen that should be pruned in the late spring to maintain the shape and height of the plant. can be used to help aid in this process and also provide plants with a good soaking due to the slow release of the water into the root-zone of the plant. Water at the base of the plant near the soil line only. We like to tell folks that when watering Spruce or any plant for that matter its best not to water the foliage of the plant. You’ll want to water the bushes regularly after planting until they’ve been well established. Water using the counting method for the first few weeks. Check the plant daily for the first week or so and then every other day there after. For example a one gallon pot would be watered until you count to 5 a three gallon pot would be 15 and so on. A general rule of thumb is to count to 5 for every one gallon of pot size. Most of the water you put on the plant at first will run away from the plant until the soil is soaked. Organic additions to the soil can also be combined with a shot of chemical fertilizer for maximum effect.Īfter back filling and lightly compacting the 50/50 mix of existing soil and compost give the Colorado Blue Spruce a good deep watering. Since an organic method of applying manure and/or compost around the roots, produces excellent results and also improves the condition of the soil, this would be an excellent first line of attack. As mentioned one spring application of a balanced fertilizer should more than suffice.Įither chemical fertilizers or organic matter can be used successfully. In the South, a late summer into September application would be about right. Fertilizing at this time may stimulate new growth that will be too tender to withstand the winter. Fall is the time for spruce to begin preparing for dormancy. When selecting a fertilizer for your Spruce, if soil Ph is not an issue a simple balanced fertilizer can be used such as Tree-tone.ĭon’t fertilize Colorado Blue Spruce after August in the North. Colorado Blue Spruce benefits from an fertilizer which can help raise the acid level of the soil such as Holly-Tone by Espoma. Colorado Blue Spruce favors nutrient rich soil and ample fertilization. Plants such as Colorado Blue Spruce grow best if they are fertilized once in the spring and again in early summer. Bio-tone is a gardeners best friend and can help guarantee your success. We love this product and use it on all plants we install in our own gardens. It creates a barrier between the roots of the plant and fungus and pathogens that can cause root rot. It is a naturally occurring beneficial fungus that colonizes on the new growing roots of plants. Bio-tone starter fertilizer is a great starter fertilizer that provides plants with mycorrhizae fungus. A good rule is that you should still be able to see the soil the plant was grown in after back-filling the hole. That is why we do not recommend planting in a hole any deeper than the soil line of the plant in the pot. The most common cause of plant death after transplanting is planting the new plant to deep. Adding compost or topsoil will help the young feeder roots of Colorado Blue Spruce to spread through the loose, nutrient rich soil, much easier than if you used solely the existing soil which more times than not will be hard and compacted. We do not recommend using straight topsoil or compost as a back-fill soil because more times than not these products will retain entirely to much moisture and will cause the root system to rot. Depending on the quality of your existing soil you may need to add a locally sourced compost or topsoil to the back-fill soil. We suggest when planting your newly purchased Colorado Blue Spruce that you dig a hole twice as wide as the root system but not deeper. |
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